1. LEGAL NOTICE

WEBSITE PUBLISHER

The website www.orias.fr (the "Website") is published by Orias (the single register of insurance, banking, and finance intermediaries) ("Publisher"), whose registered office is located at 1, rue Jules Lefebvre 75311 Paris cedex 09, email contact@orias.fr, SIRET: 442 724 068 00022.

PUBLICATION DIRECTOR

The publication director is Daisy Facchinetti, General Secretary.

HOSTING

The website is hosted by ATOS WORLDLINE, whose registered office is located at River Ouest, 80 quai Voltaire, 95870 Bezons, phone: 01 73 26 00 00.

DATA PROTECTION

Use of the website may require the collection and processing of personal data, which may be collected automatically or through input forms. Personal data are collected and processed in accordance with the law.

PRIVACY AND PERSONAL DATA

When personal data are collected through pages of the website, users are informed on these pages of:

  • The identity of the data controller and the data controller's representative where applicable,
  • The purpose of the processing and the data storage period,
  • Whether replies to the questions are required or voluntary as well as the possible consequences of not replying,
  • The recipients or categories of data recipients,
  • Their rights to access, correct, and object to the use of their personal data and their processing.

By providing such information, users express their desire and explicit consent to the processing of such data.

In all cases, the replies provided are stored only for the period necessary for the purposes for which they were collected and processed.

ACCESS RIGHT

Users have rights of opposition, for legitimate reasons, access, and rectification regarding their personal data. Users may thus require that any inaccurate, incomplete, dubious, or outdated information be corrected, completed, updated, or deleted.

To exercise this right, users must send their request to the publisher's address indicated at the beginning of this legal notice along with a copy of valid proof of identity indicating their date and place of birth.

USE OF COOKIES

Cookies are small files placed on your computer, smartphone, or any other device that allows you to browse the internet when you visit a website. They are designed to collect information about your browsing and provide services tailored to the device you are using.

The information stored by cookies during their period of validity concern in particular the pages visited, the type of browser you use, your IP address, and information that you entered on the website so that you do not need to enter it again. Cookies are managed by your Internet browser and can be deleted using the browser's features.

2. CONDITIONS OF USE

By using this website, you must comply with the conditions set out below.

APPLICABLE LAW

This website is governed by French law.

AVAILABILITY AND MAINTENANCE

The publisher undertakes to make every effort to ensure that users have access to the website 24 hours a day, 7 days a week. However, it may not be held liable if the website is unavailable for any reason whatsoever. In particular, for maintenance reasons, the publisher may interrupt access to the website.

The publisher also cannot guarantee the complete security of the website and, in particular, the absence of viruses or other logical infections.

INFORMATION ON THE WEBSITE AND LIABILITY

The publisher accepts no liability for any interruption of service or occurrence of a bug, imprecision, inaccuracy, or omission relating to information available on the website and, more generally, any direct or indirect damage that may result from the use, consultation, and interpretation of the information provided.

Users are solely responsible for their use of the information and tools available on the website.

Users who identify information that seems inaccurate or contains a typographical error are encouraged to report it to the website administrator.

Healthcare information on the website is not intended to replace the recommendations of healthcare professionals (physician, pharmacist, physiotherapist, etc.). The same applies to technical information related to any other specific field for which the opinion of a qualified professional would be relevant. For example, with regard to insurance, users are encouraged to refer to their policies.

COPYRIGHTS/INTELLECTUAL PROPERTY RIGHTS

All elements present on the website, including documents, media, information, logos, and the website itself, are subject to legal protection with respect to intellectual and industrial property.

These elements belong to the publisher or are used with the approval of third parties who have authorised the publisher to use them. They may be used only for private purposes by natural persons and only in the context of their corporate purpose by insurance companies. They may not be reproduced and/or disseminated for commercial purposes. No modification or alteration of any kind may be made to them. Any other use requires the Publisher's prior written permission.

HYPERLINKS

  • Hyperlinks to the website

Users may not create links to the website without the publisher's prior written permission. With regard to the creation of links to a document or a page of the website, in view of the regular updating of the website, the publisher recommends not linking directly to a document but to the document download page in order to prevent a link from becoming inactive. The publisher may not be held liable in any way whatsoever for the presence of a link to the website appearing on a third-party website.

  • Links to third-party websites

Hyperlinks on the website to other websites and/or personal pages and, in general, to any existing resources on the Internet are provided for information purposes. If you visit any of these websites, please note that the publisher's liability ends once you leave the website.

  • Third-party website security policy

Before recording personal data on a third-party website that you can access from a link on the website, the publisher urges you to read its security policy.

TECHNICAL CONFIGURATION

The Website is optimised for:

  • A display with a resolution of 1208 x 1024 pixels or more
  • Internet Explorer, Firefox, and Chrome browsers.

To read certain information, recent versions of Adobe Acrobat Reader plug-ins are required.